Mortgage Information

When it comes to Mortgages you might be thinking "I can't qualify" but there is some options out there that are more flexible than you think. Below is a snippet of the different types of loans and some general criteria.  

CONVENTIONAL Loans

  • Ideal for Borrowers with Higher Credit Scores
  • Tighter Debt-to-Income limits
  • Newer Programs have Lower Downpayment Requirements (some as low as 5%)

FHA Loans

  • Ideal for Borrowers with Lower Credit Scores
  • Flexible Debt-to-Income limits
  • Lower Downpayment Requirements (3.5%)

VA Loans

  • Active-duty Military and Veterans
  • Reservists and National Guard are Eligible (depending on qualifications)
  • No Down Payment
  • VA Loan can be used for subsequent purchases (depending on locality)

If you would like more information or are ready to begin the Pre-Qualification process click on one of the links below:

Abilene Mortgage Center

Misti Collier

325-692-8660 (office)

Get Pre Qualified Now


Gateway Mortgage

Chase Gamble

325-267-9546 (office)

Get Pre Qualified Now


Prime Lending

Curt Hale

325-267-9213 (office)

Get Pre Qualified Now